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Banking & Capital Markets

AI is transforming banking: automated compliance, augmented scoring, real-time fraud detection. Sia helps financial institutions embed AI across their value chain to boost profitability and competitive edge.

Asset & Liability Management

Sia has developed recognized expertise in balance sheet management for interest rate and liquidity risks. We deliver AI-driven reporting automation, advanced modeling and ML-augmented operational steering.

Our offers

  • Second level ALM function for Risk Management

    We assist financial institutions in setting up a second-level ALM function, which is capable of controlling and optimising the activity of the first-level ALM function thanks to its robust and efficient system (expertise, organisation, processes and IT tools).

  • ALM Modelling in the Banking Sector

    We support banks throughout the different lifecycle stages of their ALM models (requirement identification, model selection, calibration, back testing, documentation, audit), in the generation of interest rates scenarios, and also in the definition and implementation of the proper governance.

  • Perspective on ALM: transformation and innovation

    Offer new perspectives on tomorrow’s ALM in order to anticipate, prepare and accelerate industry transformation, in order to address the arising challenges facing ALM functions (greater responsiveness, operational efficiency, shared models, regulatory constraints, ALM functions’ attractiveness,…)

  • Interest Rate Risk in the Banking Book management (IRRBB)

    We assist financial services institutions in adapting their interest rate risk management systems and processes. In particular, to comply with current and future IRRBB regulatory requirements.

  • Liquidity Management & Stress testing

    Sia helps financial institutions adapt their liquidity risk systems and processes, particularly to optimise scarce resource management or comply with current and future regulatory requirements.