From Corporate Cards to Finance Control Planes
From Corporate Cards to Finance Control Planes
For most of the last decade, corporate cards, expense tools, procurement, and accounts payable were easy to keep in separate boxes. That separation is dissolving, and our new whitepaper maps the single governing layer taking shape underneath, and who's positioned to own it.
Kaiser Associates, a Sia company, spent the past year interviewing over 180 operators, competitors, and buyers, and surveying 1,500+ finance decision-makers, to map where enterprise spend decisions are actually converging: budget availability, intake and approvals, payment routing, ERP integration, and, increasingly, AI agent authorization.
Our new whitepaper, From Corporate Cards to Finance Control Planes, traces how the market got here, where the five control points stand today, and what recent moves by Ramp, Capital One, American Express, and others reveal about where value is migrating next.
Read the full report to see where your organization sits on the control maturity ladder, and what to prioritize next.